Budgeting Apps in Nigeria Compared
There are several ways to manage money in Nigeria, and they do different jobs. StackleVest is a budgeting app. StackleVest is not a bank. StackleVest accounts, transfers and bill payments are provided by Safe Haven Microfinance Bank, licensed by the Central Bank of Nigeria. Cards are issued through Sudo. Bank accounts you link from other banks are read-only: StackleVest can see those transactions but cannot move money out of them. This page sets out what StackleVest includes so you can judge whether it fits alongside what you already use.
Comparison: Budgeting apps in Nigeria compared
| Feature | StackleVest | Other apps |
|---|---|---|
| What it does | Budgeting, spending tracking, bills and transfers | Not compared |
| Accounts | Provided by Safe Haven MFB | Not compared |
| Linked banks | Read-only | Not compared |
| Cards | Virtual and physical, issued through Sudo | Not compared |
| Expense tracking | Automatic categorisation | Not compared |
| Budgets and envelopes | Included | Not compared |
| Savings goals | Included | Not compared |
| Subscription tracker | Included | Not compared |
| Nigerian tax calculator | Included | Not compared |
| Money Academy lessons | Included | Not compared |
Pros & Cons
StackleVest
- ✓ Budgeting, spending tracking and bill payments in one app
- ✓ StackleVest account for sending and receiving money
- ✓ Linked bank accounts are read-only
- ✓ Link Nigerian bank accounts for automatic expense tracking
- ✓ Nigerian tax calculator built in
- ✓ Money Academy lessons written for the Nigerian context
- ✗ No savings or investment products
Other apps
- ✓ Varies by app
- ✓ Some specialise in saving or investing
- ✗ Varies by app, so check what each one covers
Our verdict
StackleVest covers budgeting, spending tracking, bills and transfers in one place, with a Nigerian tax calculator and Money Academy lessons alongside. Accounts provided by Safe Haven MFB. Linked bank accounts are read-only. If you save or invest elsewhere, link those accounts so your budgets reflect the full picture.
Frequently asked questions
What does StackleVest include?
Budgets and envelopes, savings goals, automatic spending tracking, a subscription tracker, a Nigerian tax calculator, bill payments, transfers and Money Academy lessons. You can also link bank accounts from other Nigerian banks.
Who holds my money?
StackleVest is not a bank. StackleVest accounts, transfers and bill payments are provided by Safe Haven Microfinance Bank, licensed by the Central Bank of Nigeria. Cards are issued through Sudo. Bank accounts you link from other banks are read-only: StackleVest can see those transactions but cannot move money out of them.
Can I link Nigerian banks to StackleVest?
Yes. You can link accounts from other Nigerian banks for automatic expense tracking. Those linked accounts are read-only: StackleVest can see the transactions but cannot move money out of them.